Are you someone that feels more comfortable being PROACTIVE or REACTIVE?
Vacations today are not cheap, you purchase airfare, accommodations, maybe activities and excursions. Most of the cost is paid upfront! Would you feel more secure knowing that you have insurance in the event that things don’t work out as you planned?
Here are some very good reasons to buy trip insurance:
Emergency medical reimbursement
Travel insurance plans can include emergency medical coverage, it can work as secondary insurance, or primary insurance. One client suffered a stroke while on a River Cruise, she had to have care flight to a hospital in Austria. She was very pleased with the coverage from her travel insurance.
Cancellation due to illness
Maybe the most common cause of ruined vacations! If you were to get sick right before your trip and you have to cancel, you could lose the full cost of the trip. If a medical emergency crops up during your trip and you need to come home early, your travel insurance could come in handy.
Delayed or lost luggage
If you are checking a bag the airline has been known to lose, redirect, or damaging your bag and its contents. Without a travel insurance plan, you would have to endure the cost of purchasing the contents of your bag without being reimbursed.
The coverage limit varies depending on the plan, so take into consideration the belongings you are bringing and read the exclusions list provided with each plan.
Emergency Evacuation
If you need to be flown to a hospital or evacuated from a danger zone, helicopter transport could cost you thousands of dollars. Travel insurance may cover these types of costs.
What type of travel insurance do you need? A conversation with one of our friendly team members at Angie Heflin Insurance Agency in Cleburne, Texas, can help you get the travel insurance that makes sense in your situation.
